APEX Insurance Navigators is a full-service senior market insurance agency and brokerage based in Tampa Bay, Florida. We specialize in Medicare, Extended Care Planning, and Legacy, Estate & Wealth Transfer Planning —helping individuals and families make informed decisions that protect their health, independence, and legacy.
We don’t just present products. We educate, advise, and guide.
Most agencies focus on selling policies. APEX helps you navigate through your options. Our licensed agents take the time to understand your health needs, financial situation, and long-term goals. We then map the right combination of coverage and strategies so you can move forward with confidence.
Medicare Guidance – Original Medicare, Medicare Advantage, Medigap or Supplements, and Part D prescription coverage tailored to your doctors, medications, and lifestyle.
Extended Care Planning – Whether it's a long-term stay or part of a short-term rehabilitative stay you need solutions that help protect against the high costs of extended care while preserving independence and assets.
Legacy, Estate & Wealth Transfer Planning – Strategies that support the transfer of wealth and values to the next generation with greater clarity and control.


We focus on educating consumers so that you can make confident, informed decisions.

We assess your unique needs, goals, and priorities to build the right foundation.

We align the right products to your needs-nothing more, nothing less creating a unique program of coverage that protects you and your family.

Needs change. Priorities evolve. At APEX we help your program navigate life changes that occur. Updating it and making changes where needed.
Copyright 2026 | APEX Insurance Navigators, LLC. | Privacy Policy | (727) 353-0267
DISCLAIMER: Apex Insurance Navigators, LLC is an independent insurance agency. We are not connected with or endorsed by the U.S. government or the federal Medicare program. We do not provide legal or tax advice. Clients should consult their own attorney, tax advisor, or other qualified professionals for guidance on legal and tax matters. Product availability and features vary by carrier and by state. All recommendations are based on individual circumstances and are subject to underwriting where applicable.